Zenith Islami Life Insurance PLC, a Shariah-based life insurer, has reported remarkable business growth in the 2025 fiscal year. The company saw a substantial surge in premium income, expansion of new business, and a significant boost to its life insurance fund.
According to the 2025 financial report, the company’s total premium income rose to Tk 46.90 crore, a 40.72% increase compared to the Tk 33.18 crore earned in 2024.
Key Financial Highlights
The company’s growth was driven by a sharp rise in new business and disciplined management. New Premium Collection: In 2025, the company collected Tk 24.10 crore in new premiums, marking a staggering 78.23% growth over the previous year. Management Efficiency: Zenith Islami Life maintained strict financial discipline, successfully reducing its excess management expenditure by 0.61%. Total management expenses for the year stood at Tk 32.18 crore. Life Fund Growth: The Life Insurance Fund grew by Tk 7.67 crore in 2025, representing a growth rate of 29.47%.
Commitment to Policyholders
One of the most notable achievements of the year was the company’s efficiency in settling insurance claims. Zenith Islami Life prioritized customer trust, settling nearly all claims filed during the year.
“We are committed to providing the highest level of service to our clients. Paying claims promptly is our top priority to ensure the security of our policyholders,” stated the company management.
Claim Settlement Performance: Claims Raised: Tk 9.72 crore, Claims Paid: Tk 9.68 crore, Settlement Ratio: 99.54% (Up from 98.13% in 2024)
Comparative Summary Table
| Indicator | 2024 (Actual) | 2025 (Actual) | Growth (%) |
| Total Premium Income | Tk 33.18 Crore | Tk 46.90 Crore | 40.72% |
| New Premium Income | Tk 13.52 Crore | Tk 24.10 Crore | 78.23% |
| Life Fund Increase | – | Tk 7.67 Crore | 29.47% |
| Claim Settlement Ratio | 98.13% | 99.54% | +1.41% |
With its strong financial performance and nearly 100% claim settlement rate, Zenith Islami Life continues to solidify its position as a leading and reliable player in Bangladesh’s Shariah-compliant life insurance sector.
